God’s Investment Funds Last Forever

They should be rich in good works and generous to those in need, always being ready to share with others. By doing this they will be storing up their treasure as a good foundation for the future so that they may experience true life.” 1 Timothy 6:18-19

You are going to enjoy forever what you invest in heaven, and you invest in heaven every time you use money for good.

The Bible says in 1 Timothy 6:18-19, “They should be rich in good works and generous to those in need, always being ready to share with others. By doing this they will be storing up their treasure as a good foundation for the future so that they may experience true life”

So what’s the best way to store up your treasure in heaven? Any financial advisor will tell you not to put all your eggs in one basket. Instead, you put your money into different funds for a balanced portfolio.

Today and tomorrow, we’re going to look at five different “funds” you can invest in for eternity. These funds are proven. They have a track record. They’re protected. They are risk-free. And they yield enormous dividends.

God’s Growth Fund. This is any time you invest in something that is going to grow your character. Proverbs 10:16 says, “The earnings of the godly enhance their lives, but evil people squander their money on sin”

You enhance your life with your money when you use it to grow spiritually, intellectually, and emotionally. When you use money to develop your skills and become mature, you are investing in eternity.

God’s Mutual Fund. This is every time you use money to encourage fellowship and build relationships with other believers. Romans 12:13 says, “When God’s people are in need, be ready to help them. Always be eager to practice hospitality” 

Why does God want you to use some of your money to show love to other believers? There are three reasons: It proves that you’re in God’s family. It creates unity. And it’s a witness to unbelievers.

God’s Service Fund. This is when you invest in eternity by using money to serve others. God wants you to take some of your money and use it to help people who are in need.

Proverbs 11:24 says, “One person gives freely, yet gains more; another withholds what is right, only to become poor”. In other words, the more you help others, the more God blesses you. Why? Because God is a giver. He is generous, and he wants you to become like him.

You’ll find yourself becoming more and more like God as you invest in your character, other believers, and people in need.

Reasons Not To Worry About Money

“And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus.”Philippians 4:19

You can be a hero one day and a zero the next day, a millionaire one day and bankrupt the next. No matter how much you make or how much you save, finances are an uncertain part of life.

So you worry. But what does the Bible say about worrying over money?

1. It’s unreasonable. Matthew 6:25 says, “Do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes?” . You’re going to have fears in life, but you don’t need to fear a lack of finances. Even bankruptcy does not have to defeat you. Life is more than just the accumulation of things. Be concerned about what’s truly important.

2. It’s unnatural. Jesus reminded people that there’s no need for God’s creation to worry: “Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they?” (Matthew 6:26).

3. It’s unnecessary. Financial fears come from a misunderstanding about God and what he’s promised to do for you. He’s assumed responsibility for your needs. Jesus said, “See how the flowers of the field grow. They do not labor or spin. Yet I tell you that not even Solomon in all his splendor was dressed like one of these. If that is how God clothes the grass of the field . . . will he not much more clothe you you of little faith?” (Matthew 6:28-30). God is your Father; you are his child. He knows what you need better than you do and will provide for you in ways you may not expect.

When you worry, you’re trying to play God. You’re assuming responsibility for something that God has said he will take care of. Paul says in Philippians 4:19, “And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus”.

God knows what’s going on in your life and in your wallet. He knows all your needs even before you ask. And you can trust him to take care of you.

God Is Looking At Your Heart

You must each decide in your heart how much to give. And don’t give reluctantly or in response to pressure. ‘For God loves a person who gives cheerfully.’” 2 Corinthians 9:7

When it comes to giving, God is much more interested in what’s in your heart than what’s in your wallet. You may think you don’t have a lot to give. But what he really wants is your willingness not your wealth.

The Bible says in 2 Corinthians 9:7, “You must each decide in your heart how much to give. And don’t give reluctantly or in response to pressure. ‘For God loves a person who gives cheerfully’”. God is interested in your heart in giving because your heart reflects him. He wants you to grow to be more like him and reflect a heart of generosity.

This verse offers four key heart attitudes you should have when you give.

1. Give thoughtfully. Don’t give impulsively. The most spiritual kind of giving is when you think about it, pray about it, and then make up your mind about it. God wants your giving to be important and meaningful in your life so he wants you to plan for it.

2. Give enthusiastically. Don’t just think, “I have to give.” Give because you know God’s going to do something big in your heart when you become a generous person.

3. Give voluntarily. Any time someone pressures you to give, don’t do it. God’s not going to bless that kind of giving anyway. But when you feel God challenging you to give, that’s the time to give generously and voluntarily.

4. Give cheerfully. Give with joy! One of the Greek words for “offering” has the same root as the word “hilarious.” God wants you to enjoy giving to him and to others.

Next time you’re considering whether to give or how much to give, remember that God’s greatest concern is your heart. When you give thoughtfully, enthusiastically, voluntarily, and cheerfully, then you know that’s a gift God will bless!

The Loves Of God

“God loves us.” Three little monosyllabic words, but how weighty they are with significant meaning, that the great God whom the heavens of heavens cannot contain should love us. We are moved when a dog loves us, or when a baby loves us, or when a friend loves us; how much infinitely more meaningful to say that God loves us.

   In this big, vast world, we are so small, so tiny. Even in this city, we’re a cipher; we are like a candlefly that dies before the morning sun. We are like an autumn leaf that falls unobserved to the ground. Our very planet is a speck in this infinitude of universe. How much smaller our little inconsequential lives; yet the revelation says in the Book that God loves us. This is a marvel of condescension, that the great Almighty should pour upon us His personal love and affection.

   If there are two noblemen, they respect one another. They are wealthy, they are peers; it is quite usual and expected. But if a nobleman of the royal house, of the royal blood, in his wealth and affluence were to pour out his love upon a poor, crippled peasant, and care for him, and love him, and comfort him, and encourage him, be surety for him, how wonderful, how magnificent! And yet that would be a small thing compared to the condescension of the Lord God of the heaven of heavens, who pours out His abounding love upon us; that the infinite should love the finite, that the holy and the pure should love the unlovely and the impure. It is a marvel of condescension.

   It is more marvelous still when we think that He loves us in our sin and in our human frailty. The Lord looks down upon us with compassion and pity and mercy. As He said in Ezekiel, “As I live, saith the Lord—as I live, I have no pleasure in the death of the wicked; but that the wicked turn from his way and live: turn ye, turn ye . . . for why will ye die?” [Ezekiel 33:11]. Why will you die when the crimson cross is so nearby, when the love of God is poured out without measure upon us in pity and compassion? God loves us, and He sent His Son to be an atoning sacrifice for our sins.

A Good Steward Keeps Good Records

Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.”  Proverbs 21:5

If you want to be financially strong, you need to start writing down what you spend until you know where all your money is going. This is the principle of accounting. You’ve got to keep track of your finances!

Have you ever made it to the end of the month and wondered, “Where did all my money go?” Ignorance of your financial condition plus easy credit equals disaster.

You’ve probably heard this phrase: “Money talks.” It does not. It just walks away quietly, and it doesn’t tell you where it’s going. To know what you’re spending your money on, you have to keep good records.

Proverbs 21:5 says, “Good planning and hard work lead to prosperity”

When it comes to your finances, you need to keep good records of four things: what you own, what you owe, what you earn, and where it’s going. This kind of record-keeping is the framework for budgeting.

There are several ways to budget, and you need to figure out which one is best for you. You need to get online, get to your bank, get to your accountant’s office, get into your books—whatever it takes for you to get on track and understand your money so that it works for you and not against you.

Proverbs 23:5 says, “Your money can be gone in a flash, as if it had grown wings and flown away like an eagle”. That’s a pretty descriptive picture. If you don’t know where your money is going, it’s just going to fly away like an eagle. Fortunately, for those of us in the US, our government is kind enough to remind us of this by putting an eagle on every dollar bill!

The financial plan that God blesses starts with recognizing that he is your source of income and your security. Then, by keeping good records, you can more easily see how God is providing for you and blessing your good stewardship of his gifts.

It’s Time To Plant!

Let us not become tired of doing good; for if we do not give up, the time will come when we will reap the harvest.” Galatians 6:9

The time to start planting is now.

I talk to people all the time who say, “One of these days, I’m going to . . . ” They promise to serve more or give more when they retire, or when they get a raise one of these days. 

But “one of these days” is none of these days. You can’t wait for things to get better; you need to start planting now. Why? Because the sooner you plant, the longer you’re going to enjoy the harvest in your life.

But the harvest is not always going to come in your expected timeframe. There’s always a delay between sowing and reaping. You plant in one season, and you harvest in another.

You have to be patient and not give up!

This is one of the principles that the kingdom of God operates on. In Mark 4:26-28, Jesus says, “This is what the kingdom of God is like. A man scatters seed on the ground. Night and day, whether he sleeps or gets up, the seed sprouts and grows, though he does not know how. All by itself the soil produces grain first the stalk, then the head, then the full kernel in the head”.

The results will come, but they will come slowly and as part of a process. And because it takes time, you have to choose to be patient: “Let us not become tired of doing good; for if we do not give up, the time will come when we will reap the harvest” (Galatians 6:9).

Choose to forget about last year’s crop failure. Instead, start focusing on the long-term harvest in your life. If you’re in financial difficulty, you didn’t get that way overnight. You took years to mess things up, and it’s going to take a while to put things back together. There is a time delay between sowing and reaping.

The Bible says in Psalm 126:5-6, “Those who plant in tears will harvest with shouts of joy. They weep as they go to plant their seed, but they sing as they return with the harvest”

What loss have you been grieving over? Maybe you’ve lost your job. Maybe you’ve lost your health. Maybe you’ve lost a loved one. Maybe you’ve lost your savings. Maybe you’ve lost half of your retirement in the last few years. Maybe you’ve lost your dream.

Mourning is okay; moaning is not. Instead of moaning, get moving!

Today is the day to plant the seed.

You Often Reap More Than You Sow

Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.” 2 Corinthians 9:6-7

If a farmer goes out with a trailer load of beans and plants them in a barren field, what fruit does he expect to bear? Watermelon? Cucumbers? No, he’s going to get beans. He doesn’t doubt or question that outcome, because whatever you plant is what you’re going to get back.

This is the law of reproduction, and it applies to every single area of your life, especially your finances. Another way to explain the law of reproduction is this: You reap what you sow.

The Bible says in 2 Corinthians 9:6-7, “Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver”.

This can work either positively or negatively in your life. If you’re planting seeds of kindness, people will be kind to you. If you forgive others, they will be forgiving of you. If you’re generous, people will show generosity to you.

But if you are angry all the time, people will respond in anger. If you cheat other people, people are going to cheat you. If you gossip about other people, guess what? People are going to gossip about you.

The law of reproduction says that you reap what you sow. But the principle of multiplication says that you also always reap more than you sow.

When you put one kernel of corn in the ground, you don’t get one kernel of corn back. You get a cornstalk with multiple ears and hundreds of kernels. This is the exponential power that God has established in the universe. You always get more out of it than you put into it.

It’s why, when people verbally attack me, I never attack in return. Why? I don’t want to get caught in the chain. No matter what anyone says to me, I don’t want to say anything bad back to them because, if I do, I’m going to reap more than I sowed. Instead, I choose to do the exact opposite of what they’ve done to me. I choose to bless them and pray for them. Why? Because that’s what I want to receive, and I always reap more than I sow.

The Message paraphrase says, “The world of the generous gets larger and larger; the world of the stingy gets smaller and smaller” (Proverbs 11:24).

How God Uses Problems To Help You Grow

As the Spirit of the Lord works within us, we become more and more like him.” 2 Corinthians 3:18

There’s nothing in your life that you can’t learn from if you’ll just respond with the right attitude.

Instead of saying, “God, why is this happening to me?’ you need to learn to say, “God, what do you want me to learn from this?” Every situation in life will either make you bitter or better. It’s your choice because you can choose how you respond to it.

Every problem has a purpose, and the purpose is to help you grow up spiritually and become more like Jesus Christ.

Philippians 2:5 says, “In your lives you must think and act like Christ Jesus”. If one of God’s purposes for your life is to grow up spiritually and to become like Jesus, then what is Jesus like?

The Bible calls Jesus’ character the fruit of the Spirit, which is “love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control” (Galatians 5:22-23). These are the qualities God wants to build in your life. He wants your life to be overflowing with love, joy, peace, and all of these things.

God often produces these qualities in your life by putting you in the exact opposite situation.

He teaches you how to love by putting you around unlovely people. It’s easy to love people who are cool, people who are like you, people you get along with. But God will put you around seemingly unlovable people to show you what his unconditional love looks like.

He’ll teach you joy not by giving you everything you want but by showing you in adversity and grief that he is still enough.

He doesn’t teach you peace when you’re out fishing by the lake or wherever you choose to rest and relax. God teaches you real peace in the middle of chaos, when everything in your life is falling apart and you learn to trust him more.

God teaches us patience in traffic jams and waiting rooms and the thousand different ways we have to wait in life.

Becoming like Christ is a lifelong journey. The Bible says in 2 Corinthians 3:18 in The Living Bible paraphrase, “As the Spirit of the Lord works within us, we become more and more like him.” God’s Spirit will be working on you the rest of your life to help you grow up spiritually.

When he uses ways to help you grow up that seem uncomfortable or inconvenient, remember that they are producing in you God’s best fruit.

The Most Important Things To Know And Do

“I don’t want your sacrifices;I want your love; I don’t want your offerings I want you to know me.” Hosea 6:6

The Bible says that “God is love” (1 John 4:8). It doesn’t say he has love. It says he is love. It is the essence of his character. It is the nature of his being. God is love.

You could think you are a loving person and go around saying, “I’m so full of love.” But unless you bestow your love on a person, it doesn’t do a whole lot of good.

The Bible says that you were created as an object of God’s love. The very reason you’re taking a breath right now is this: God made you simply to love you. He thought you up and created you as the object of his love because he is love.

God didn’t need you. He wasn’t lonely. But he wanted you! The number one reason you were made was simply to be loved by God.

When you grasp this truth and let it shape your identity and purpose, you will never again have a problem with low self-esteem. Because when you realize how valuable you are—that God created the entire universe just so he could create the conditions so that human beings could exist so he could create you and love you—it will take away all those feelings of insecurity.

Unlike animals, we’re made in God’s image. That gives us the capacity to know and love God back.

One day Jesus was walking down the street when someone asked him, “Lord, what’s the most important command in Scripture?” And Jesus says, “‘Love the Lord your God with all your heart and with all your soul and with all your mind.’ This is the first and greatest commandment” (Matthew 22:37-38). The most important thing in life is to know and to love God.

God says in Hosea 6:6 in The Living Bible paraphrase, “I don’t want your sacrifices I want your love; I don’t want your offerings I want you to know me.”

The most important thing you can know in life is that God created you to love you. And the most important thing you can do in life is to know and love him back.

When you get up in the morning, before you do anything else, sit on the edge of your bed and say, “God, if I don’t get anything else done today, I want to get to know you better and I want to love you more.”

That’s the start of living with purpose.

Every Season Has A Purpose

Let’s not get tired of doing what is good. At just the right time we will reap a harvest of blessing if we don’t give up.” Galatians 6:9

The Bible tells us that there are seasons in life. Ecclesiastes 3:1 says, “There is a time for everything, and a season for every activity under the heavens”.

The fact that life is made up of seasons means that life also includes times of waiting. Between the “then” and the “now” (or the “now” and the “what’s coming next”), there is always a delay. This irritates most people. It can be frustrating to make a deposit, investment, or plan and not have it instantly come to fruition.

But fruit ripens slowly. Would you rather eat a vine-ripened tomato or one that has been picked green and ripened later in storage? There’s no comparison between a vine-ripened tomato, which was allowed to grow slowly, and a tomato that was picked prematurely. If you pick too soon, you miss the flavor.

In money management, you always reap in a different season than you sow. And, by the way, not all fruit ripens at the same time. When you grow peaches, they’re not all ripe at once. They come in little by little; you pick a few a day. When you start planting and following God’s money management principles, you’re not going to see all the results tomorrow. It’s going to come in over time. You’re going to have to wait to reap in a different season.

But while you’re waiting, God is working. When you’re waiting for the fulfillment of the efforts or money or energy that you’ve put into something, you may think nothing’s happening. 

But, oh, it’s happening! While that seed is hidden in the ground, it is slowly germinating. And when that seed bursts with God’s blessing on it, it will continue growing and growing. One day a little shoot will stick up out of the ground, and then you will see that it’s working.

But until then, you need to trust that God is working, even when you can’t see the fruit of your labor.

Plants take time to grow. There’s no such thing as instant maturity. No farmer goes out, plants the seed in the ground, comes back an hour later, digs it up, and expects it to have grown. You’ve just got to let it be, and let God grow it in his time.

Galatians 6:9 says, “Let’s not get tired of doing what is good. At just the right time we will reap a harvest of blessing if we don’t give up”.